What is a Business Cash Advance?

A business cash advance is not a business loan or an overdraft. Put simply, cash is advanced to your merchant’s business based on their revenue, card sales and accounts receivables in return for a portion of their future earnings.


Some companies use cash advances to bid on contracts, purchase stock and equipment, make payroll or for refurbishment or repairs. Others use them to bridge a dip in cash flow or to fund unexpected costs. IBEX’s sole mission is providing working capital so businesses may thrive. Business cash advances have advantages over more traditional business funding methods, such as speed, easier approval, more flexible fees and payments that respond to your merchant’s business.